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Recent Episodes

March 23, 2024

99: Maximizing Tax Benefits: A Primer to Whole Life, ROTH, and Bonds

When people think of tax-advantaged financial assets, they often think of ROTH accounts and municipal bonds. It's often acknowledged that life insurance has preferential tax treatment, but just as often dismissed because of what they think they know about permanent …

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March 15, 2024

98: Great Ideas from the 2024 IBC Think Tank

In this episode, I was a guest on the Wealth Warehouse podcast with Dave Befort and Paul Fugere and also joined by Brandon Goswick and Nate Dean, hosts of Cash Flow Legendz. These are a few of my inner-circle Authorized …

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March 9, 2024

97: The Best Mindset to Start a Whole Life Insurance Policy

In this episode, we get into the essential attitudes that set buyers up to get the most out of their whole life insurance policy. Not surprisingly, they match up to those needed to practice The Infinite Banking Concept™!

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Feb. 23, 2024

96: IBC Policy Loans vs. Margin Loans

In this week's episode, we compare policy loans from a whole life insurance policy vs. margin loans. When discussing policy loans used with the Infinite Banking Concept™, sometimes people will be dismissive of the strength of policy loans because they …

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Feb. 16, 2024

95: Cash Flow vs. "B.S." Retirement with Walter Young

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In this episode, we talk with Walter Young, co-author of The Fifth Option, about a transformative approach to retireme...

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Feb. 9, 2024

94: Introducing IBC to Your Partner

Today's episode is for those spouses looking for ways to get their significant other on board with The Infinite Banking Concept. Let's work together to get some financial harmony in our lives!

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About the Hosts

John MontoyaProfile Photo

John Montoya

Show Host

John Montoya, founder of JLM Wealth Strategies, began his career in financial services in 1998 and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

John PerringsProfile Photo

John Perrings

Show Host

John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.