The Fifth Edition

Episode 39: “Shopping for Money”

One of the best ways to ensure we maximize the Infinite Banking strategy is by understanding when we should take policy loans. This is a little discussed topic but it’s a topic you should be up to speed on. Just because we have access to cash values doesn’t mean we should always use policy loans….

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Episode 38: Guaranteed and non-Guaranteed Cash Values

If you’re really wanting to better understand Infinite Banking, this is an important episode for you to bookmark and re-visit even in the future. In this episode we discuss the difference between Guaranteed vs. Non-Guaranteed Cash Values and why each is important to the process of Becoming Your Own Banker! We’ll also delve into understanding…

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Episode 37: WHY Universal Life is Not Right for IBC®

In this episode we discuss Universal Life policies and why the Nelson Nash Institute advocates for Whole Life, and specifically not Universal Life, when implementing The Infinite Banking Concept®. We’ll cover the pro’s and con’s of Universal policies, including what most advisors will never tell you when selling any of the 3 types of Universal…

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Episode 36: Infinite Banking as a Financial Bridge

In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual funds) with the life insurance solutions (IBC designed Whole Life) to create a more efficient financial plan that produces better results than an all market-based approach by itself. Most advisors, the media, and ultimately the public…

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Episode 35: Why Banks Practice IBC

If you’re new to Infinite Banking, you might be thinking: “I don’t know anyone who does IBC”. But guess what? The largest banks in the world have been buying billions of dollars of high early cash value life insurance policies for decades: Bank Owned Life Insurance (or BOLI). In this episode, we are inspired by…

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Episode 34: The “More” Asset

One of the best aspects of Infinite Banking is that it allows the work of one dollar to do the work of two dollars. Unlike a typical investment which is an “either/or” proposition, Infinite Banking provides the safest way to leverage an asset in order to create… MORE assets. Take a listen to discover why…

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Episode 33: The Why and How of IBC Convertible Term Insurance

In this episode, Infinite Banking authorized practitioners John Perrings and John Montoya cover what you need to know about convertible term insurance, how it relates to setting up your Infinite Banking portfolio and the process to get started. If you’re just looking to get started with IBC or maybe you already have a policy or…

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Episode 32: Liquidity & Diversification

In this week’s episode we discuss how the IBC strategy brings about unrivaled liquidity and diversification to an overall financial plan. Sadly, most people think their financial plan are liquid and that their plan is fully diversified… but compared to what? Mainstream financial plans look exactly the same so they can’t be compared equally to…

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Episode 31: Direct vs. non-Direct Dividends

One of the more confusing aspects of the Infinite Banking Concept is understanding how dividends work. Nearly all the information we find on the internet on this subject is creative marketing to make you believe one type of dividend is superior to the other. In this episode, Infinite Banking Practitioners discuss the two different types…

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Episode 30: Getting Started with IBC in Your 50’s

“What gets us into trouble is not what we don’t know. It’s what we know for sure that just ain’t so.” – Mark Twain Is it too late to get started if you’re now in your 50’s? How can Infinite Banking help you create financial security for your retirement? We cover these topics and more…

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