One of the best ways to ensure we maximize the Infinite Banking strategy is by understanding when we should take policy loans. This is a little discussed topic but it’s a topic you should be up to speed on. Just because we have access to cash values doesn’t mean we should always use policy loans….

If you’re really wanting to better understand Infinite Banking, this is an important episode for you to bookmark and re-visit even in the future. In this episode we discuss the difference between Guaranteed vs. Non-Guaranteed Cash Values and why each is important to the process of Becoming Your Own Banker! We’ll also delve into understanding…

In this episode we discuss Universal Life policies and why the Nelson Nash Institute advocates for Whole Life, and specifically not Universal Life, when implementing The Infinite Banking Concept®. We’ll cover the pro’s and con’s of Universal policies, including what most advisors will never tell you when selling any of the 3 types of Universal…

In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual funds) with the life insurance solutions (IBC designed Whole Life) to create a more efficient financial plan that produces better results than an all market-based approach by itself. Most advisors, the media, and ultimately the public…

If you’re new to Infinite Banking, you might be thinking: “I don’t know anyone who does IBC”. But guess what? The largest banks in the world have been buying billions of dollars of high early cash value life insurance policies for decades: Bank Owned Life Insurance (or BOLI). In this episode, we are inspired by…

One of the best aspects of Infinite Banking is that it allows the work of one dollar to do the work of two dollars. Unlike a typical investment which is an “either/or” proposition, Infinite Banking provides the safest way to leverage an asset in order to create… MORE assets. Take a listen to discover why…

In this episode, Infinite Banking authorized practitioners John Perrings and John Montoya cover what you need to know about convertible term insurance, how it relates to setting up your Infinite Banking portfolio and the process to get started. If you’re just looking to get started with IBC or maybe you already have a policy or…

In this week’s episode we discuss how the IBC strategy brings about unrivaled liquidity and diversification to an overall financial plan. Sadly, most people think their financial plan are liquid and that their plan is fully diversified… but compared to what? Mainstream financial plans look exactly the same so they can’t be compared equally to…

One of the more confusing aspects of the Infinite Banking Concept is understanding how dividends work. Nearly all the information we find on the internet on this subject is creative marketing to make you believe one type of dividend is superior to the other. In this episode, Infinite Banking Practitioners discuss the two different types…

“What gets us into trouble is not what we don’t know. It’s what we know for sure that just ain’t so.” – Mark Twain Is it too late to get started if you’re now in your 50’s? How can Infinite Banking help you create financial security for your retirement? We cover these topics and more…