About Us

The Story Behind Our Podcast

Behind The Mic

John Montoya

Show Host

John Montoya, founder of JLM Wealth Strategies, began his career in financial services in 1998 and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

John Perrings

Show Host

John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

About Our Show

The Infinite Banking Concept® (IBC) puts you in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream media about personal finance.

The name of our podcast, “The Fifth Edition,” is a call-back to the ground-breaking book Becoming Your Own Banker: Unlock the Infinite Banking Concept.

The fifth edition is the most recent and final edition of the book before the author and creator of The Infinite Banking Concept®, R. Nelson Nash, passed away in 2019.

In listening to The Fifth Edition podcast, you’ll learn the multiple and varied reasons why IBC should be part of your long-term plan and why, up until now, this strategy has been hiding in plain sight waiting for you to discover one of the best kept secrets in finance.

Your hosts are authorized IBC practitioners with the Nelson Nash Institute dedicated to spreading the word about Infinite Banking so you can discover, for yourself, how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family… even the skeptics!

The Fifth Edition podcast is our way to explain the IBC strategy in simple terms so you can make it real in your life!

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Schedule a no-sales-pressure discovery call to determine how The Infinite Banking Concept® could benefit you.