Latest Episodes
Episode 38: Guaranteed and non-Guaranteed Cash Values
If you’re really wanting to better understand Infinite Banking, this is an important episode for you to bookmark and re-visit even in the future. In this episode we discuss...
Episode 37: WHY Universal Life is Not Right for IBC®
In this episode we discuss Universal Life policies and why the Nelson Nash Institute advocates for Whole Life, and specifically not Universal Life, when implementing The Infinite Banking Concept®....
Episode 36: Infinite Banking as a Financial Bridge
In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual funds) with the life insurance solutions (IBC designed Whole Life)...
Episode 35: Why Banks Practice IBC
If you’re new to Infinite Banking, you might be thinking: “I don’t know anyone who does IBC”. But guess what? The largest banks in the world have been buying...
Episode 34: The “More” Asset
One of the best aspects of Infinite Banking is that it allows the work of one dollar to do the work of two dollars. Unlike a typical investment which...
Episode 33: The Why and How of IBC Convertible Term Insurance
In this episode, Infinite Banking authorized practitioners John Perrings and John Montoya cover what you need to know about convertible term insurance, how it relates to setting up your...
Behind The Mic
John Montoya
John Montoya, Founder of JLM Wealth Strategies, began his career in financial services in 1998 and is one of only 200 advisors who are authorized for both Infinite Banking Concept® and Bank on Yourself®
John D. Perrings
John Perrings, Authorized IBC®, started StackedLife Financial Strategies after a 20-year career in Silicon Valley. John brings his experience in data center real estate, finance, and construction to help real people use money just like the banks do.
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The Infinite Banking Concept® (IBC) puts you in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream media about personal finance.
The name of our podcast, “The Fifth Edition,” is a call-back to the ground-breaking book Becoming Your Own Banker: Unlock the Infinite Banking Concept. The fifth edition is the most recent and final edition of the book before the author and creator of The Infinite Banking Concept®, R. Nelson Nash, passed away in 2019.
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Episode 39: “Shopping for Money”
One of the best ways to ensure we maximize the Infinite Banking strategy is by understanding when we should take policy loans. This is a little discussed topic but it’s a topic you should be up to speed on. Just because we have access to cash values doesn’t mean we should always use policy loans....