Latest Episodes

Episode 24: Understanding Whole Life Dividends

Thank you for joining us for the latest episode of The Fifth Edition, the podcast dedicated to learning and implementing The Infinite Banking Concept into your life! In this...

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Episode 23: Creating Income with Whole Life Insurance

Join us for episode 23 where we discuss how to create income from your Whole Life Insurance. Most people tend to think about Whole Life policies only for its...

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Episode 22: IBC and Internet “Rabbit Holes”

Infinite Banking is generating even more buzz as we head into 2021. Unfortunately, a lot of information found on the internet from advisors piggy backing on the IBC name...

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Episode 21: Who Should You Insure First?

In this week’s episode, we discuss who to insure first (yourself, spouse, or your child) when getting started with IBC. This topic came about because as IBC practitioners, we’ve...

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Episode 20: A Financial Bunker For Hyperinflation, Pandemics, and Everything Else

The year 2020 has been one to forget for so many reasons and there are a lot of concerns and questions about what to do financially. Should we be...

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Episode 19: What is Our Biggest Financial Problem?

The average American is conditioned to give up control and access of their money, chase rate of return, and hope it all works out in the end. It’s a...

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Behind The Mic

John Montoya

Show Host

John Montoya, Founder of JLM Wealth Strategies, began his career in financial services in 1998 and is one of only 200 advisors who are authorized for both Infinite Banking Concept® and Bank on Yourself®

John D. Perrings

Show Host

John Perrings, Authorized IBC®, started StackedLife Financial Strategies after a 20-year career in Silicon Valley. John brings his experience in data center real estate, finance, and construction to help real people use money just like the banks do.

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The Infinite Banking Concept® (IBC) puts you in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream media about personal finance.

The name of our podcast, “The Fifth Edition,” is a call-back to the ground-breaking book Becoming Your Own Banker: Unlock the Infinite Banking Concept. The fifth edition is the most recent and final edition of the book before the author and creator of The Infinite Banking Concept®, R. Nelson Nash, passed away in 2019.

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